No Interest If Paid Within 3, 6, or 12 Months*
Minimum monthly payments required.
*Applies to purchases of $300, $700, or $1,000 or more made on the CareCredit consumer credit card account. Under the promotion, no finance charges will be assessed on the promotional purchase as long as: (1) you pay the promotional purchase amount in full within 3, 6 or 12 months (the "promo period"), and (2) you pay, when due, the minimum monthly payment on your account, which Includes a required minimum monthly payment on the promo purchase. If you fall to satisfy either of the above conditions all special promo terms will be terminated and finance charges will be assessed on the promo purchase: amount from the date of the purchase. See additional discloser: below. 6 and 12 month plans not available in all offices.

24 Months, 36 Months, 48 Months Fixed Payment 9.9% APR.
**Applies to purchases of $1,000 or more on a CareCredit consumer credit card account. Fixed minimum monthly payments equal to 4.61% for 24 months, 3.22% for 36 months or 2.53% for 48 months of the promotional purchase amount will be required each month until the promotional purchase Is paid In full, in addition to any other required minimum payment. Finance charges will be applied to the promotional balance at the fixed daily periodic rate of .0271% A (corresponding fixed ANNUAL PERCENTAGE RATE of 9.9%) until the promotional balance is paid in full. If minimum monthly payments on your account (Including optional Insurance/debt cancellation charges) are not paid when due all special promotional terms may be terminated. Standard account terms apply to non-promotional purchases.

Additional Disclosure
Optional credit insurance/debt cancellation charges on your promo purchase are not subject to the promotional terms. Variable APR is 22.98% as of March 1, 2005. Fixed APR of 26.99% applies if the minimum monthly payment is not made by the payment due date two times in any six consecutive billing periods. Minimum finance charge is $1.00. Existing cardholders should see their credit card agreement for standard terms. Offer is credit card agreement subject to credit approval by GE Money Bank. See additional disclosure below.

Payment Estimator Additional Disclosure
†The required minimum monthly payment is the approximate amount required to be paid each month for the corresponding initial purchase (includes Initial amount of applicable taxes) and assumes that no additional purchases or charges (i.e. late fee, credit additional pure insurance, etc.) are incurred nor the Interest rate changes.
Monthly payment amounts are principal and Interest charges. The payment schedule assumes only the required minimum payments are made each month when dye. The customer is permitted to pay more than and by doing the minimum amount due each month, and by so the balance will be more quickly repaid and less finance charges will be incurred. For full description of the terms governing this account, refer to the CareCredit Credit Card Agreement with GE Money Bank.

††6 and 12 months are not available in all offices. Please ask for availability.

^Under the No Interest Plans, each month your are only required to pay the required minimum monthly payment in the column to the left and to avoid interest, the promotional purchase must be paid in full within the promotional period. The amounts in these columns are the amounts to be paid if you choose to make equal monthly payments and take advantage of the promotions.

♦Subject to credit approval